Never too late to start building your Noah's Ark

1. Do you have at least six months of expenses in cold hard cash?

2. Does payment for debt every month take up more than 30% of your take home pay?

3. Do you have insurance to cover 10 times your annual pay?

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The list goes on and on, the depression that I mentioned in the article may never happen, but it always pays to be prepared so that when the "tsunami" hits, you will not be caught without a buoy.....